If you have a fish and chip shop, you cannot get away with a standard home and content insurance policy – you will need to get fish and chip shop insurance to protect yourself, your employees and your customers as well as your premises and its contents.

• Contents: Cover for all contents and stock against a range of perils e.g. fire, storm, flood
• Business Interruption: Keeps you in business following a claim
• Loss of accounts: Cover for money that is owed by customers, which cannot be collected because records have been lost or damaged by something beyond your control.
• Loss of alcohol licence: Cover against loss of profit following the loss of your licence from causes beyond your control.
• Employer liability: Covers damages, legal costs and expenses if an employee is injured.
• Public and Products: Cover against injury to the public and damage to their property.